How to qualify for a loan with a mobile home?

I want to purchase a mobile home on 2 acres of land with a USDA loan. I have good credit but lack the work history. Mobile home was built in 2000 and it's never been occupied. The property is a USDA ap...

Closing on a USDA loan but encountered a problem

How do you show proof that their adult child who lives at home didn't earn income the previous year? My USDA loan has a household income limit and I'm having problem with my lender since they are asking...

Is this the right time to refinance or should we just eat the rate?

We were going to sign a contract since we assumed that interest rates would go down a bit within the next 6 to 8 months. But after the fed's recent announcement the results were not what we expected. Is...

Can my mortgage br recalled after closing

A student planning to buy a home

How does student loans affect getting approval on a loan? I am going to school this 2023 and I need to get a student loan to keep me afloat. I want to buy my first home and plan to resell once I graduate.

Is it a good time to refinance?

Will interest rates go down in the next few months? With the recent fed announcements things are not looking good. If rates continue to rise when is the right time to refinance?

Moving out of state and looking to buy a multi family unit

My husband and I are moving out of state and looking to purchase a multifamily. We will be renting out our primary home in NY. We have great credit and no loans at the moment. We have enough for a $120k...

Is now a good time to buy?

I’ve noticed that interest rates have been going up and I was wondering how long would it take before they go down? Is there a good indicator that they will keep rising? Reports say that the Fed has b...

My problem is Cenlar lost the deed to our home and trying to foreclose o...

Can I refinance out of a hard money loan?

Can I refinance out of a hard money loan? I’ve seen lenders that are no longer refinancing if the house has been owned for less than 5 years. I also want to know if it is better to get a 20 or 30-year...

Cash out refinance for 30 SFH units

I have plans for a future cash out refinance. Assuming I have a portfolio of 30 single family homes, how long would the process take on all of the units? Can the process be done in less than 2 months? C...

Claiming a refund as we apply for a loan

Can someone who is well-versed with loans confirm something for me? My husband and I file taxes together and we want to buy a new house. We haven’t bought a house in the last ten years. My husband and...

Submitting bank statements for my loan application

Hi, so I was supposed to submit the last 2 months bank statements with my mortgage application. My new statement comes out in 3 days, and it shows that I high balance in savings because of a tax refund....

Is there no choice but foreclosure?

I own a 600 square feet condominium, which my husband and I have been living in for the last 6 years. As you would expect, we are under water about $30k, we have a 6-month baby and the space is becoming...

How much house can I afford in Jersey?

I’m a single woman in my 20s and my annual net income is $72k. I was wondering how much house can I afford in New Jersey. I’m also a vet that’s exempted from taxes. Do you guys have any clue on ho...