if 4 people are on a property deed, (property is paid) and 2 people want...

Do I need a lawyer to fix this reverse mortgage my dad left us?

I am in the process of acquiring my dad’s house in a short sale. He had a reverse mortgage on his house when he passed away last year. The company is a debt collector and when you get in touch with th...

Do I need to submit a balance sheet of my business?

I own a business and I’m applying for a conventional loan. Why is my lender asking for a balance sheet of my business? Does having current business loans affect my mortgage application?

What is the best loan for a manufactured home?

I am looking forward to getting my very first loan to buy a home. I saw a manufactured home to put on a property owned by a family member. I don’t have any active credit accounts and I can put down 10...

Applying for a loan with 600 credit score

Are there lenders who are willing to approve a loan with a credit score of 600? What are the requirements? I am currently unemployed and my ex- husband is military and stationed in another state. I get ...

Do I go for cash out refinance?

Is a cash out refi a wise decision given the market right now? I will use it to consolidate high interest credit card debts, pay off my HELOC and do some home renovations. Any thoughts? TIA

What type of loan is the best?

I’ve been renting a studio unit from a family member for a decade now and I want to venture into home ownership. I want to apply for a loan before the rates go any higher. I plan to add funds for reno...

REcall

Is it a good idea to refinance?

My interest rate is locked from the builder at 5.5%. I checked on the rates and there are lenders giving 5.25% and no PMI. I have a score of 770 and I want to know if a refinance is a good idea?

Are you looking for a lender? Apply for a personal or business loan, vis...

Should I wait for my scores to go up?

We are closing on a loan but it was pushed back since construction has been delayed due to lack of finishing materials. I had something pop up on my credit report which caused me to be 10 points below t...

error in my loan

Are soft credit pulls accurate?

I want to ask how accurate soft credit pulls are since a lender gave me a 600 score but when I checked it was a 677. I am applying for a pre approval for a studio unit that I want to buy so I could move...

First time applying for a traditional loan

I bought 2 properties in Colorado. I live in one and the other is over 30 acres of land. I am trying to take out some cash on one of the properties but I don’t have any idea on how to do it. Any advic...

Applying for a loan with income source in question

I live in Colorado and my business is in the marijuana industry. Are there non qm loans that I can apply for to purchase a new condo? Banks won’t work with me because of the company that I own. What a...