House hack plans, how to choose best lender?

Any pointers on how to choose lenders? I’ve been talking with a local lender and we’ve had a pretty good back and forth convo on a home loan. If other lenders would only offer similar products, I am...

Down payment assistance in Louisiana?

We were interviewed by a real estate builder regarding a housing program that they recently launched for first time home buyers. My wife and I had no idea that we would have to pay $50k for a down payme...

Is a HELOC loan application still worth it?

My wife and I are considering applying for a HELOC but are wary if it is worth the time since the pandemic hit. I am with good standing with my credit with decent scores in the 700s. I have been working...

Looking for commercial lenders

Hello, I am ready to acquire a commercial property in Tennessee using a long term buy and hold strategy. I am looking for recommendations for 2022 commercial lenders with the best deals for long term le...

SBA loan qualifications

Hi everyone! Does anyone have experience with SBA loan qualifications? I am looking for a $2M loan for my next purchase. I am not familiar with what lenders look for and I need to know how much down pay...

I want to liquidate my Fannie Mae account of 35 years will there be pena...

Are there lenders who can offer 15% or better down?

I am looking for lenders that offer better than a 15% to 20% down payment for a conventional loan on two rental properties in the Atlanta area. I currently deal with a preferred lender who offers $2k to...

Which lender to pick?

I am currently dealing with an online mortgage lender and my builder’s lender. The builder is charging for 2 months prepaid taxes while the online lender is giving 12 months in escrow. The online lend...

Credit score problems

My mid score is 686 and I plan to go for pre approval since it will be 4 years since I had a bankruptcy. I now qualify for an FHA but I am studying conventional loans to see what offers are out there. T...

Mortgage for disabled housewife

I am a disabled housewife in my 50s and I want to buy a home with my son but my credit is not that good. What can I do before we start looking for a home while I’m working on my credit?

Is paying in cash the only way to close a deal?

I live in the SF Bay area and I’ve heard that if you don’t have “all cash” then you’ll likely won’t make it in the housing market, is this true? There are horror stories about a home being o...

Can I ask for a lower price on a rental apartment?

I’m from the East Coast and I have a deposit for a new apartment that I want to invest in. I have deposited $10k and they are pressuring me to use their lending company for a loan(with higher interest...

Lack of multi family homes to house hack

I am a young stockbroker living in Syracuse NY and I have plans on moving to Huntsville AL in the coming year. I am single with some savings and steady income and I want to house hack when I move to Hun...

Commercial loan or construction loan?

I am a small investor looking for my next deal. I am eyeing a duplex that is unoccupied and renovated that is also zoned residential and commercial. It has an empty lot adjacent to the property which ca...

Bridge loan payoff plan

I will buy a new primary home using some of the cash I got from a bridge loan. Once I close the deal I plan to sell the primary home to pay off the bridge loan. Both properties are located in East Bay, ...