Buying a Home with Defective HVAC

I have my eye on a foreclosed property in my neighborhood but there are issues with the HVAC system. It’s obvious that an A/C compressor unit is nowhere to be found and I am not sure if the furnace is...

Low Down Payment Options?

My online business hit a snag during this pandemic which affected my decision to buy my new home. I would like to go on with the purchase but I don’t have enough for a 20% down payment. I am currently...

Are Online Lenders Any Good?

My wife and I are currently building our dream home with a reputable contractor and the house is going to be ready by the end of November. It’s possible to face delays in construction since there are ...

can the loan originator rescind a loan after it's been sold

Is Refinance a Good Idea?

I live in Florida and I am applying to refinance my current mortgage. I owe $ $226, 650 and I will refinance $224,000 with no cash out. Interest rate is at 1.875% with an APR of 2.394%. Total closing fe...

Down payment money from stocks

Renting forever is not a part of my plans so I am already planning on getting a mortgage for a new home. My assets include stocks, bonds, and cash. I want a single family home worth $500k with a 20% dow...

Need to transfer deed in my name

A few years ago, my wife and I decided to move from FL to MA. We bought a foreclosed home in cash since it was a good deal at that time. We used the money from the house we sold in FL plus the money my ...

If I 10 payment left on my auto loan. will mortgage office exclude it fr...

Loan Rates in San Francisco

We plan to invest in a multi-unit home in San Francisco. I am looking at a new neighborhood but the prices seem inflated and overpriced. I know how expensive it is here but I just want to be sure if I a...

New Home Purchase Fund Verification

My wife is Filipino and she has set aside savings in the Philippines. This would amount to $200k. My agent told me that I would need to have the source verified, what is the process involved so we can u...

Newbie Home Buyer Agent Problem

A newbie home buyer here dealing with a real estate agent who is also my cousin. The problem is, he keeps on insisting that I should get a loan from a lender that he referred to me and not shop around f...

looking at some fix and flip or fix and fill business properties buildin...

what can you do with commercial properties

Mortgage With Little to No Money Down

I just moved to California and I am looking into purchasing my first apartment unit. It will be for a primary residence but I plan to transition it into a rental property. Can I get a loan with little t...

Loan Without Proof of Income

I want to apply for a mortgage but I don’t have any proof of income or address, is there a chance I qualify?