sons credits very good-income shy-doesnt qualify for a mortgage. Can we quit claim him on mortgage-He pays all & Will he benefit.

Sorry, but no. You cannot add someone to an existing mortgage. The only way to do that is to refinance. And he would have to qualify. FHA does allow for a non-occupant borrower. This is common in situations like you are describing. Essentially, you would act as a co-signer. The lender looks at both of your Credit, Income and expenses, in the same way they would look at the credit, income and expenses of a married couple. If between you the two of you, your Debt-to-Income ratio meets the criteria, approval with your son as the primary borrower could work. I'm Licensed in California, so give me a call. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We've got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.