specialty lender. Korean war veteran

VA loans are no down payment, so you really shouldn't need any down payment assistance. Closing costs can be rolled into the loan with either seller paid closing costs, lender credits (raise the rate to pay for closing costs), or a combination of both. I do a lot of VA loans with clients spending less than $1,000 to purchase. Your credit score is weak, and it may cause you to get denied depending on homes purchase price and your debt ratio. Talk to a local VA lender to get a solid answer. I lend for VA loans in MN, WI, and SD, and can be reached at vamortgagemn.com. NMLS274132