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Today is Thursday, and I close on a home on Monday. My lender hasn't provided a Closing Disclosure yet. Should I be concerned?

by godess2989883 from Astoria, New York. Mar 4th 2021 Reply


Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions

Yes, you should be concerned. There is a three-day waiting period that start on the day you sign the CD. Sunday's don't count, so you will not be closing on Monday. Demand that your lender explain to you in specific detail as to why they have not issued the CD yet. Keep you Realtor in the loop, because you will need to have him/her help you with a contract extension. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in AZ, CA, GA, IL, OR & WA... In fact, NEXA is licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ www.ApplyYes.com 480-889-9000.

Mar 5th 2021
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