trying to borrow money on my land deed or mobile home title

That's going to be difficult.. mortgage lenders only do cash out refinance transactions on "Real Property".. Real property is land that has been improved to where there is a habitable structure affixed to it.. Mobile homes can be real property if the home is architecturally attached and a certificate of affixture is filed with the county assessors office.. otherwise it's just a piece of land, and very difficult to get a cash out refi on. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com