Trying to save for renovations

This is my second time to get a loan but I don't qualify for an FHA. What loan product can give a 3 to 4% down payment? I also want to lower closing costs and would love to hear from anyone on how I can lower them. I am buying a home that needs renovations so I want to save as much as I can. by jen710 from Lancaster, California. Dec 27th 2022 Reply