upside down, trying to refinance.

I have been reading in mortgage news that refinances are going up. I recently finished a credit repair system, my score went from 480-610. My home is upside down, I purchased in 2007, when rates were extremely high (fixed 6.8%). i owe 480 thousand and my home is valued at 308 thousand. Is there any help for me to try and refinance? my wife and I are on fixed income totaling 97 thousand a year. by doormat205 from Marion, South Carolina. Dec 28th 2018 Reply