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VA 15 year refinance

i have a30 year VA mortgage at 4.5%. i have a stable job and good credit by pinto.larry389578 from Denver, Colorado. Jun 15th 2015 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

More info would be needed,,, The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 15th 2015
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Rob Koellner (Rob_Koellner)
#16 ranked lender in Colorado - 38 contributions

Please give me a call. I am a Broker here in Colorado.970-412-8369Rob Koellner

Jun 15th 2015
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Michael Storey (ms@genevafi.com)
#107 ranked lender in Colorado - 4 contributions

Hello Sir:I'm a local Mortgage Banker and Broker. We have access to over 75 Lenders, which ensures our clients receive the most competitive interest rates and fees.Please find listed below all of my contact information. I look forward to learning more about your transaction.Michael StoreyRegional ManagerGeneva Financial,LLC303-223-4000ms@genevafi.comNMLS#203936

Jun 15th 2015
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Jericho Cherry (Jerichocherry)
#54 ranked lender in Virginia - 1,107 contributions

Not enough information to answer your question.

Jun 15th 2015
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

Sure, depending on the loan amount there should be an advantage to refinancing as long as you meet normal criteria.

Jun 15th 2015
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Marlon Mitchell (mmitchell)
#6 ranked lender in Missouri - 52 contributions

I'd love to help you need more info though. Please call 405-285-1234 ext 116One main advantage would be to put it on a 15 yr to eliminate some years from your loan. Depending on how long you've been in your current 30 year that could potentially save you thousands.

Jun 15th 2015
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Lisa Brandon (lisa@justintimeloans.biz)
#1137 ranked lender in California - 10 contributions

Hello my name is Lisa. I am a loan officer with JIT-Loans a direct lender. Please give us a call on (415) 439-0170, we do loans in Colorado.

Jun 15th 2015
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Tom Winberry (wtom17@gmail.com)
#61 ranked lender in Arizona - 16 contributions

Hi Larry, I guess my first question would be are you aware that your payment will probably go up by switching to a 15 year mortgage? I am licensed to do loans in Colorado and have been doing VA loans there for 25 years. Feel free to give me a call at 602-312-2192. Tom Winberry, NMLS #224054

Jun 16th 2015
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