Want a VA loan, but delayed by robosigning......what to do?

WOW! That is a scenario I have not heard of - but I believe all lenders will look at your actual date of foreclosure and will not take into consideration the "robo signing delay". I look forward to seeing how some of my colleagues answer. Good Luck...

As far as I know this will not be taken into consideration. The clock starts on the date of the Sheriff/Public Trustee sale.

Out here in NC, my firm would look at the date of last activity(actual foreclosure date) and not be able to consider the robosigning time period as part of the two year wait.

Give me a call and we can review more detail needed but I think there is potential to not have as long of a wait as your estimating. Mark 800-485-1387 Extension 107.

Sadly, the clock starts when the home is out of your name... and I'm surprised VA told you something different... I have seen this many times, where someone has a foreclosure, or so they think... the lender doesn't rush right out to foreclose, in some cases a year or so later, and they think they have passed the waiting period, when they find out they are not.. The best advice I can give you is to contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com