wanted to confirm that we will need to do a refi on our new construction home to pay off the contractors mechanic's lien. Correct?

It depends on the type of construction loan you have. If you have a One Time Close construction loan, you will not need to refinance it. If you have a traditional or 2 time close, you'll have to refinance into your permanent loan. | John Burke | Senior Mortgage Banker | Lending in ALL 50 states |Stride Bank | jburke@stridebank.com | (877)228-9069 | NMLS# 787231 |