Did you have a specific question about water damage restoration? I do know of two homeowner's living in a condo complex wherein both needed repairs from water damage caused by a sprinkler system damaged outside by a contractor remodeling a third adjoining unit. One of the homeowner's told me he received $15,000 for damage though it cost them somewhere between $6000 and $9000 for repairsAs far as a loan for such damage, one might simply get a cash out refinance or an equity line of credit. A third choice could be a home renovation loan.
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