We are interested in getting a VA loan. Both of us are military and looking to buy a first home.

Congrats on making that first step. VA allows those eligible for a VA mortgage a no downpayment option. Depending what County you're looking to purchase you may qualify for a $10,000 grant. Feel free to contact me to discuss the details @ BPhillips@ENGLending.com

We can gladly help! Are you being in KY?

We specialize in VA loans! And I come from a long line of veterans in my family so I appreciate your services!!! I grew up near Fort Knox too!! Here's my online app, it's super easy! www.steadfastmortgage.com/mortgage-application/

Check with a local Loan Advisor.

Ok.. perfect.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

How exciting! Where are you looking to purchase? What questions can I help answer for you?-Josh Lund