What are my options, I have good credit but no savings for a down payment?

FHA requires 3.5% down payment.. on a $10K per month income, you should be able to save enough in 2 to 3 months.. Many states have down payment assistance programs, however these programs are for "Low Income" families.. I don't think $10K per month income would qualify even If those programs do exist in your area.. VA requires zero down (you must be VA eligible). Also, you might have a hard time with a condo... lenders will require a condo certification/questioner be filled out, and the lender has specific things that they look for on those certifications to determine if the complex is approved.. if your going FHA, then the complex would have to be on FHA's approved condo list.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

VA offers a no down payment program for those with eligibility. For everyone else you are looking at 3-3.5% down. If you are purchasing a Fannie Mae HomePath home, you can get in for as little as 3% of the purchase price down. For FHA it is 3.5%. For FHA, the Condo project will have to be FHA approved. Otherwise you are looking at 5% down. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Need to know more information - WWW. HOMEMORTGAGEXPERT.com Peter Savino

Consider a cash-out refinance on the Vermont house. Do this at least 2 months before starting the purchase process. Obtain a gift from a family member. Sell something of value.

More info would be needed to determine your eligibility. Unfortunately you will need to save money for a down payment, or refinance your husbands other property and take cash out for it.

more info is needed

The information provided here does not give anyone enough information to properly assist you. Contact a local mortgage broker for assistance. Give them a full application, and let them determine your qualifications and options.