What are the first time buyer programs available in Texas?

I know this might be uncomfortable for some people, but you should walk away form your keyboard, and pick up the phone and call a local mortgage broker in the city you wish to move to. Let him look at your complete scenario and let him guide you to the right loan product for your situation. the limited info you get from asking web questions will only lead to more questions.. pick up the phone and call someone, it's takes all the guess work out of it.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Suggest you check out their official website: http://www.tdhca.state.tx.us/homeownership/fthb/

The FHA loan option is a popular program for first time home buyers as it only requires a down payment of 3.5%. Find a lender that is licensed in Texas - they will be able to let you know what types of loan options are available based on your credit score, down payment, income, etc. and help you find the one that works best for your current financial situation.

FHA, with 3.5% down, is the most popular.

I offer FHA home loans down to a 580 credit score in Texas for first time buyers. We are a direct lender and can help you out.

On our FHA loans we require a 3.5% down payment. As far as income, we go to 43% DTI.

Fha is best option, check for 1st home buyer grants thru the state and town you are considering buying in as many offer $10,000 towards your down payment.

Hello from Austin, Texas. Depending on where you want to live, I'd recommend that we also discuss USDA loans (100% financing). VA loans are 100% financing too, if you are a Veteran. We also have a 97% or 3% down Conventional loan too. Click on my profile to your left, and then click on my JAlbrecht@Primelending.com email address, and let's talk. Thanks...Jeff 512-381-4643