Hi Greg, I'm local here in Scottsdale and would be happy to help. Fannie and Freddie are the most common refinance options, but there are others. FHA, VA, USDA and Jumbo loans also apply depending on your qualifications. If you don't mind me asking, why do you want to avoid Fannie and Freddie? Feel free to reach out through my profile if you prefer not to discuss details in this forum.
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