what happen if the underwitter want to see if you PT or FT and you give them a letter from you job human resouse that said FT

The lender will not take a letter from you or from HR. Instead, the lender will call your HR department and do a "Verification of Employment". It's the information that they derive from that form that is used to determine if your job qualifies as Part time or full time.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

It will be reviewed on a case by case basis. Usually underwriters want to see 32 hours per week for hourly employees. They will also do a verbal and/or written verification of employment.

it will have to state you work at least 32 hours a week if you are hourly. They will also do a verbal verification of employment as well as probably ask for a written on as well.

As the answers above state - underwriters want to see at least 32 hours per week of hourly employment and will generally request both verbal and written verification.

They will want both, unless it is a new change in your status. Regardless of what the letter says they will also look at the actual hours worked on your pay-check stubs.

The underwriter will want to verify that you are working at least 32 hours a week and you will have to provide a month's worth of your last paystubs and also most likely the underwriter will request written and verbal verification

Need more information about your employment history.

Underwriters will usually use the hours worked on the the paystubs provided to come up with and average of the hours worked and use those hours to determine what the qualifying income will be.