What is a good rate for a 5/1 ARM Super Jumbo 5/1 ARM ($750K with 75% LTV and 800 FICO) right now? Property is in California.

Your rate would be heavily dependent on your overall profile and qualifications. Things such as your credit score, credit history, total debt when compared to your total income, type of property and a few other factors. Then the total closing costs for the loan and if you choose to by down the rate by paying points directly impacts your rate, as well as the market conditions at the time of your application and rate lock. With that all said; we specialize in Jumbo lending. Something is the 3.375% range +/- would be a solid offering. Please feel free to call or email me as I would love the opportunity to determine exactly what rate you would qualify for and how we can help you acheive your goals. www.ThinkJohnAJr.com

Based on the perimeters that you have given, if I were locking your loan for a 30-day period right now, you could expect a range between 3.375% -4.0%. I would provide you with a matrix so that you could analyse what would be your lowest cost over the period that you plan to stay in the property.My name is Charles Louis, Omega Financial Resources, NMLS 2328263 and I would greatly appreciate the opportunity to be of service. You can call me at (828) 879-3896 or email at MyLoanOfficer@verizon.net

Based on the perimeters that you have given, if I were locking your loan for a 30-day period right now, you could expect a range between 3.375% -4.0%. I would provide you with a matrix so that you could analyse what would be your lowest cost over the period that you plan to stay in the property. My name is Charles Louis, Omega Financial Resources, NMLS 238263 and I would greatly appreciate the opportunity to be of service. You can call me at (818) 879-3896 or email at MyLoanOfficer@verizon.net

It depends. Is this a purchase or a refinance? Will the property be owner occupied or a 2nd home? Is it a single family residence? If not, what is it? Your 800 FICO score and 75% LTV put you in a good place. Depending upon certain factors, it may be possible to do a 5/1 ARM at an interest rate considerably less than 3.375%. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to discuss the best way to structure the ideal loan for your particular needs. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 40 quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody.

Is this for a refinance? Depending on a number of different factors, it may be possible to get a rate as low as the 3.25 to 3.375% range. We are located in San Diego, specializing in refinance throughout all of California. Feel free to give us a call to go over your situation in detail and determine an exact rate - 858-605-0952. Or visit our website to request a quote http://www.prospectrefinance.com/apply-now/.

When quoting rates, there are at least 21 different criteria that goes into an ACCURATE quote. No one should ever assume some online quoting system, something you read in the paper, or saw in an ad will apply to them. Your only true source is to contact a lender, give them a full application, and then they can give an accurate quote that applies to your individual situation.

It's pretty apparent that some loan officers are familiar with the law (Joe Metzler), and apparently most other lenders here are not.. We cannot quote a rate without quoting an APR as well, and no loan officer with any integrity would quote based on a one sentence question posted on a blog.. If your serious about financing options, you should contact several mortgage brokers in your area and get specific quotes based on YOUR profile/scenario.. otherwise, your just setting yourself up for disappointment.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com