What is a typical (good) origination point to pay? Usually 1 point?

It depends on the rate you want to achieve. You don't have to pay any points and in fact, can have points credited to you to cover closing costs. Ask your loan officer about a no cost option.

We have programs with and without points, so the choice is yours. Programs with points provide you with lower interest rates. Feel free to call me and I can provide you with a real time quote for both options so that you can make an informed decision. I can be reached at 1-800-299-0270 ext. 101. You can also visit www,loantutor.net/FreeRateQuote to provide some information for your free quotes.