I live in PA and have excellent credit w/ gross income over $180k a year. I also have about 45% down. I want to finance $200-400k. What is the best rate for a purchase. I want to set it up for 10yrs and hope to pay it off before 5 years. I don't want to pay points. What is the easiest way to check this? by yeti_ben_774_161 from Philadelphia, Pennsylvania. Aug 10th 2011
You should look for as little fees as possible. As of right now on 400K, 3.25% / 3.25% APR is available. That's a 10 year fixed with no fees. This assumes it's a SFR, primary residence, 740 credit scores, 80% or less LTV. Find a good loan officer in your area to assist you.
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