Hello Sabrina, Thank you for your question. Loans are completely situational, so there's no one answer for this question. We would have to take a look at what the usable income is, and that would determine what program would be the best. If you would like to talk further my number is 702-683-3126. Nathan Kessler with Guaranteed Rate NMLS 377217
Too much information missing to give you a solid answer, but my first go to option would be to see if you can qualify on your own without the spouses income.
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