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What is the best option for a home loan when one spouse has less reliable income?

by sabrina.r.millard182 from Las Vegas, Nevada. Jun 11th 2020 Reply


Nathan Kessler (nathan.kessler@guaranteedrate.com)
#44 ranked lender in Nevada - 81 contributions

Hello Sabrina, Thank you for your question. Loans are completely situational, so there's no one answer for this question. We would have to take a look at what the usable income is, and that would determine what program would be the best. If you would like to talk further my number is 702-683-3126. Nathan Kessler with Guaranteed Rate NMLS 377217

Jun 11th 2020
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

Too much information missing to give you a solid answer, but my first go to option would be to see if you can qualify on your own without the spouses income.

Jun 15th 2020
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