What is the first step?

Hello Chris, even though it is not mandatory to get pre-approved prior to finding your home, its recommended, for 2 reasons, #1) you want to know what is your buying power considering how much loan you will qualify for and #2) some bank owned properties require you to provide a Pre-Approval letter along with your offer. we offer no cost loans at a very low interest rates, if you are interested in getting a free pre-approval please visit www.cresticofunding.com or you can contact Houtan.Hormozian@Crestico.com 949 242 5215

The first step is to see what you can qualify for. Most Listing Agents will require that you are pre-approved by a lender. I would be pleased to do this for you.

It is very important to get pre-approved first. There is nothing more disappointing than finding the home of your dreams and then finding that you can't qualify for a loan to purchase that home.Additionally any offer that your Realtor makes on your behalf will have to have a pre-approval submitted with it.Of course it is also important to make sure that you select a knowledgeable Realtor that is familiar with market trends and pricing in the neighborhoods you are considering.Good luck and enjoy this exciting time in your life.