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what is the mortgage bankers association?

Is this how I will get my home loan? Through the mortgage bankers association? by sandraheckadee from Ames, Iowa. Jun 21st 2013 Reply


Kiernan Brown (KiernanBrown)
#49 ranked lender in Michigan - 149 contributions

the following is copied from the MBA websiteThe Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. We are the most influential voice for real estate finance, leading the charge to create a sustainable and vibrant future for all industry participants. We marshal balanced policy perspectives to ensure transparent, efficient markets that provide broad access to diverse capital sources and bring material benefits to borrowers and communities. We partner with industry leaders and stakeholders with different perspectives to develop innovative solutions to critical industry challenges, and enable members to prosper through impactful education, research, information and events. Our 2,200 member companies, represent the depth and breadth of the industry. We balance the interests of diverse stakeholders, from main street to wall street, spanning all aspects of real estate finance, including commercial, multifamily and residential. The strength of our large and diverse membership gives us unique access to those who make industry-impacting decisions. We are the most trusted and credible source of insight and analysis that lead the agenda for economic policy and legislative factors impacting real estate finance.

Jun 21st 2013
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

The MBA is an association which mortgage bankers join and together we have one voice when dealing with policy issues with local and federal jurisdictions. It's a conglomeration of mortgage professionals that watch what the governments are doing when it comes to writing new laws that affect the mortgage industry and they analyze the proposals and give their opinions. At times, it takes drastic action such as going to Washington and lobbying for changes, either positive or negative, with an ultimate goal of removing the red tape associated with heavily regulated oversight burdens of the mortgage industry. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Jun 21st 2013
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

The MBA is an association which mortgage bankers join and together we have one voice when dealing with policy issues with local and federal jurisdictions. It's a conglomeration of mortgage professionals that watch what the governments are doing when it comes to writing new laws that affect the mortgage industry and they analyze the proposals and give their opinions. At times, it takes drastic action such as going to Washington and lobbying for changes, either positive or negative, with an ultimate goal of removing the red tape associated with heavily regulated oversight burdens of the mortgage industry. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Jun 21st 2013
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James Mazzola (Mazzola)
#109 ranked lender in New Jersey - 314 contributions

The MBA is an association which mortgage bankers join and together we have one voice when dealing with policy issues with local and federal jurisdictions.

Jun 21st 2013
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Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions

You will get your loan through a loan officer. The MBA is just a group of Lenders that try to keep policies in check.

Jun 21st 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Contact a local mortgage broker.

Jun 22nd 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

The Mortgage Bankers Association is a mortgage industry trade group. You would not get a loan from them. The three main options for getting a loan are Banks and Credit Unions, Mortgage brokers, and direct Mortgage Lenders.

Jun 23rd 2013
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