What is the right debt to income ratio for getting a HAMP modification?

What is the right debt to income ratio for getting a HAMP modification?Someone told me that I have a better chance of getting a modification if my income is more than the expenses. Currently my monthly expenses, including mortgage payment, are almost equal to my monthly income, with the mortgage is 60% of the income! Any chance for a successful HAMP modification? However, I met other modification requirements by Citimortage. by gabieb_606 from Boston, Massachusetts. Jul 28th 2011 Reply