What kind of loan is available for FICO score 678 year in 2014?

With that FICO you should be able to qualify for Conventional or government financing. Of course there are other factors involved with approval. It also makes a difference with what is on your credit report such as foreclosures, Bankruptcy, collections, judgements, etc. You need to contact a reputable lender in CA for a pre-qualification.

How much do you have to put down? How long have you been employed? Are you a W2 or 1099 employee? What type of property would you be looking at? Where? Do you have any lates in the past year etc. In general you can qualify for an FHA, USDA or conventional loan with most lenders, if you meet the assets, income, employment etc guidelines.Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803

You should be fine for a loan up to $417,000, if your debt ratio is in line. Larger loans may require a larger down payment.

Hi Geraldine,Your 678 score is high enough for both conventional and government financing. Please feel free to give me a call if you would like to discuss your options. Elva A. WormleyMortgage ConsultantOffice (408) 615-8500C2 Financial Corporation2845 Moorpark Avenue, Suite 209San Jose, CA 95128NMLS #331981

Hello, A 678 fico score is actually decent credit. You should have any problem getting a mortgage loan. Please call me at 909 380-6132 so we can discuss, thanks,Wayne Wainwright

Any type of loan you want! With a 678 middle score you would qualify for any type of loan offered.

If the credit score were the only thing lenders looked at, we could say for certain that a 678 would be sufficient.. But there's a hundred other things lenders look at to determine one's eligibility... Also understand that the lender looks at the lowest MID score of all borrowers.. Most have favorable pricing for 660 scores or above.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Pretty much everything in the market... Contact a local mortgage professional in your area. Give them a full application, and let them show you the various loans, and loan options based on your personal wants, needs, and goals.