What Options do I have for my ex to sign over our old house to me?
Me and my now ex girlfriend bought a house in new york state 20 years ago. her name is on mortgage and deed,mine isnt. she moved out 10 years ago , ive always been paying the mortgage even 5 years before she left. im self employed with so so credit . she wants to sign the house over to me if i pay her $20,000. can this be done (i just paid the only other lein that was on the house besides the mortgage).or what options do i have ? by neilsmitty9898 from Saint James, New York. May 10th 2011
Gregorio Denny (GVDenny)
#257 ranked lender in California - 380 contributions
You could attempt to refinance it into your name alone if you qualify. You mentioned that you are self employed so it will depend on how much income you show on your tax returns and how "so so" your credit is. You would also need enough equity to do a cash out refinance to pay the $20,000k unless you have that already.
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