where can i get a mortgage for $35,000.00 to purchase a house a house that is in forclosure. coost of house is $45,000.00

Because the current laws limit how much a lender can charge to do a loan, it just not profitable for mortgage brokers to lend on such a small amount.. the big banks however had different rules, and they can... so you'll have to use one of the big 4 to help you with that loan... don't be looking for a 3.5% rate... you're probably going to be in the 5's....I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Look to a local community bank or a credit union for a loan that size. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ Licensed in California and Arizona ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

That's a very small loan. You may have an issue finding a lender to do a small loan. You may possibly have luck with a small local bank, but certainly not with a large bank for such a small loan. If this is an investment property that you are looking at and you have another property that you could refinance to gain the cash, I would recommend that instead. If not, I would say gather more cash to make the purchase outright, with cash.

You could always go to a hard money lender or find a local bank that might have niche loan that does them.