where to get home loan pre approval?

If you're looking for a true "pre-approval," which shows you have a strong chance of full approval for financing, then you can apply in a number of ways: Online, national bank, local bank, credit union, retail lender, correspondent lender or through a broker. All have their pros and cons, but I highly recommend that regardless of the type of company, you identify and work with a reputable & licensed mortgage loan originator/advisor. Not all pre-approval processes are equal. An expert advisor will be able to identify potential programs & options that others may not understand, have access to, or even know exist. They also may be able to identify potential roadblocks to your financing approval, that would not be found out until far too late in the buying process. A good professional will want to analyze your credit, income and asset documentation in full as well, prior to sending you out shopping for a home. It's never too early to have these conversations, even months or years before you're intending to buy a property. Note that I can only provide full advice in states I am licensed in. However, feel free to reach out directly for more information at 651-497-6770 and I'd be happy to point you in the right direction. Thanks for the question! (NMLS #328679)

You can get your home loan "Pre-Approval" from any lender offering home loans. This falls basically into three categories: 1) Banks and Credit Unions, 2) Mortgage Brokers, 3) Mortgage Companies that are not a bank and are not a broker. Simply reach out to them, complete a full application, provide your basic supporting documents (pay stubs, w2's, and bank statements). They will review everything, then give you a pre-approval letter. I lend in MN, WI, IA, ND, SD, CO, and FL. Find me at JoeMetzler.com / NMLS 274132