Which Credit Score?
What is the procedure for obtaining what the three credit agencies scores are on me? Experian lists me at e 755, I believe the other two are lower- what score will the banks use? the lowest? or average? by ninam33 from Sarasota, Florida. Apr 8th 2010
Eddie Stephen (EdtheLoanGuy)
#12 ranked lender in Colorado - 24 contributions
Most every bank will take the middle of the 3 bureaus. I do have 1 investor that will use the high score, but they are the only ones I am aware that will do that. Even if your other scores are lower, you would still get a great deal if the mid is higher than 700, even better if over 720. You are welcome to get in touch with me if you have any questionsEddie@edtheloanguy.com
JEFFREY MARTINO YOUNG (FHASUBMISSION.COM)
#226 ranked lender in California - 131 contributions
We use the middle score and almost every company I know of uses the middle score -If you have a Husband and Wife going on the loan we look at the primary wage earner.I see you noted that your score was 755 and we consider that a excellent score I am sure your middle score will be at or above 700 so you would qualify for the very best rates we have to offer.Jeffrey Martino Young Essex Mortgage Bank in Santa Rosa,Ca. toll free 1-866-936-8478.
- - (Voted.Best.Rates.and.Service)
#11 ranked lender in New York - 377 contributions
The middle score is used by most Banks.
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