Which lender to pick?

I am currently dealing with an online mortgage lender and my builder’s lender. The builder is charging for 2 months prepaid taxes while the online lender is giving 12 months in escrow. The online lender gave a better quote but the difference is only 2 to 3 months and I’m not sure why they are showing 1 year. PMI is $100 more with the builder. Mortgage is $340k with 5% down 30 year conventional loan. Which lender should I choose? by rfisher184 from Phoenix, Arizona. Jan 11th 2022 Reply