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Who has a program that will aceept a foreclosure from 4/09?

In Wisconsin, have a foreclosure of an investment property in a bankruptcy from 4/09. Understand FHA can't deal with the foreclosure. Have perfect credit history since. Kept my primary residence through the bankruptcy and have paid it every month on time since (even now, though I have relocated for work), scores around 665, monthly bills are $340/mo. - house and $123/mo. - student loan. Bankruptcy and foreclosure due to self-employment in construction industry during the downturn. Now gainfully employed with the City, making $51,000/yr. Anyone have a loan program that might work for me? by sb1348 from Milwaukee, Wisconsin. Jul 22nd 2011 Reply


Gianni Cerretani (mortgagegodfather)
#32 ranked lender in Georgia - 238 contributions

nno conventioanl lending program will allow you to get funding unless it is thre years seasoned but I have access to private investors that do not care about credit at all if you are interested in seeing what they may have to offer.

Jul 22nd 2011
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MIKE CONVIN (mconvin)
#6 ranked lender in Delaware - 202 contributions

Hi there: Gianni is correct and FHA is 3 yrs out for seasoning..Conventional is more. Gianni is a good Loan Officer and very knowledgeable...

Jul 22nd 2011
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