who has the best 30 year fixed loan?

I think nobody should designate their loan or even rates as the best, but many lenders out there are competing in order to get your business, try a local lender, best wishes

Everyone... All lenders underwriting to the same guidelines, we all get our money from the same bond market on the same day, and we all have the same basic third party costs (appraisal, credit report, etc). Chasing around for who has the "BEST" is simply going to put you in contact with the biggest liar... Simply contact the local mortgage broker down the street if you want to get a great deal. www.SaintPaulMortgageBroker.com

We have the some of the best rates for jumbo loans over $417,000 when we were pitted against Wells Fargo retail (walk-in)

Kami, There are alot of 30 year fixed rate loans. There are conventional conforming and high balance loans, VA loans to 1 million dollars, FHA conforming and high balance, usda, and some entities have specialty loans to 5 million dollars. Your situation and whether or not you are looking for a purchase or a refi are the significant questions. Who ever can help you determine the best loan type for you is the lender that has the "best 30 year fixed loan". Regards, David SchwartzFor help in this regard I am available at 714-227-5087

Hi Kami joon:The following is the link to our website: http://www.americanselectfunding.com/ showing our updated rates on hourly bases however as stated in the previous post there are lots of other factures, which determine your rate for example it depends on the loan type and also loan amount........ if you would like to you can contact me directly we are located in Orange County and 90% of our business is repeated business and referrals :) My direct number is 714 747 0920 Merci,Shab Kavand

Hi Kami;Without knowing your individual situation, I would recommend speaking with a local lender. Depending on your credit score, loan amount , loan to value, etc... moreinformation would be needed to give you an informed answer.

Hi Kami, we would need to know some more details about your current financial situation in order to give you an accurate quote. Give us a call at 858-605-0952 for a free, no obligation quote and let our rates speak for themselves. We are a San Diego based lending, serving the entire state of California.

Me

If you mean based upon interest rate and loan cost, it depends upon who you talk to and when. One thing is for certain, though, the banks definitely don't. You need to be working with a broker who has access to numerous lenders which creates a very competitive environment. I have done loans for clients who went directly to their banks that were also lender partners of ours, and was able to provide my clients with loans at lower interest rates and costs than their banks--and I did the loans with their banks. Go figure. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 46 quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody.