Who offers a 90% LTV new home construction and land loan?

I'm not sure of anyone.. If you're a veteran with VA benefits, then there is a VA construction loan, which is a Zero down program, but it's near impossible to find.. Otherwise, you will need 20% to 30% down for the construction loan, get a mortgage when the home is move in ready, and once you have made 6 payments, you can apply for a cash out refinance and pull some of your cash back out.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347