Wells Fargo underwrites their own mortgages. However, they happen to be a very large servicer or loans they do not own. In this case, the documentation for underwriting is prepared by them and then presented to the actual investor for a decision. This is one of the reasons it can take so long. www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com
Wells underwrites their own. WilliamAcres.com
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