who wouls refince our mobilhome without our land because it is financed with my husbands Ag bisiness?

For mortgage lending, you have to have "Real Property".. a mobile home without land is not considered real property.. it's possible a local credit union or local bank might refinance a mobile home, but that would be your only likely source. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com