Why would the lender ask me to sign my mortgage note? Its been 12 years since we purchase our home.

Most loans are sold off. and if your current loan is 12 years old.. then its likely to have been sold off multiple times.. my guess is that the original note was probably lost.. I'm not sure what your options are.. One of the documents you signed when you did your original loan was called a "compliance agreement".. this document says that you agree to work with the lender post closing to correct any errors or omissions.. this includes signing a missed or misplaced document.. But i'm not sure how long that document is valid.. probably throughout the term of the loan, but i'm not certain. You might want to call an attorney and ask.. but under the compliance agreement, if you don't sign it, then they could call the note due and payable.. It's unlikely, but it's possible. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893