Will I have to remove my co-signer from the note, to get them off the title?
what comes first (removal from title or removal from note)? by ritta.barreira493 from Roswell, New Mexico. Jan 28th 2020
Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions
No. You can remove someone from title (with their permission) without having to refinance the loan. This leaves them still legally responsible for the loan, yet not an owner of the actual property. Therefore more often than not, someone being removed from title will demand you refinance the loan too.
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