Will I have trouble getting approved for a loan if the area is known for tornados?

Probably. Lots of people live in areas that are prone to tornados, and I'm sure most of them have loans. The bigger question would be: Can you find an insurance company that is willing to provide the kind of coverage you need to protect your interest as well as the Lender's? If you have a loan, you WILL be required to maintain coverage to protect at least the lender. If you can get insurance, you should be able to find a lender. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except VA and we're pending approval in MA and NY. ~ www.ApplyYes.com 480-889-9000.