with a bankruptsy

Perhaps, but in terms of conventional financing, not likely. Most, if not all, conventional lenders, as well as FHA/VA are going require at least two years to pass before you would be eligible for a loan. Secondly, the loan amount is going to be too small for most lenders to even consider. However, an equity line of credit (or HELOC) may be possible. I would check with a local community bank, or perhaps a Credit Union to see what their requirements are. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com