Ahhh.  Its Friday...I dont know about you, but I do love Fridays. I hope you have a wonderful weekend.  While you are sitting in your house or working in your yard this week and considering a new refinance or wonder if its time to lock in your rate on a house you may be buying....my advice is be on the phone Monday morning to get that done.   Next week the government has over $129Billion in treasury notes that will hit the market....YIKES!  That is 129,000,000,000...Lots of zeros in that number.   When these hit the market that will be a huge supply for the market to absorb without an effect on the yields...which means rates are likely going up next week.  No, I still dont have that crystal ball I ordered years ago, but with this much debt hitting the market its not too much of a reach to expect rates to go up a little.  So Lock 'em if you got 'em and dont worry about this debt affecting your rate...though we all have to pay this  back someday...yuck!