During the shutdown in 1995, the government's closing of the FHA delayed the process of 10,000 home loans. Most lenders will more than likely continue with apps assuming that the funding will eventually come through. The delay would cause problems for buyers who have already given notice to current landlords and sellers who are relying on FHA loans from their buyers so they can move into their next homes. At CMS were taking several proactive actions in order to minimize the effects of the government shutdown on our pipeline and submissions.