Rates!!! So with wall street and investors panicking over, what seemed to be, imminent bond tapering, we saw interest rates skyrocket quite a bit in a short period of time. However testimony given by the incoming fed chair nominee Janet Yellen has given new hope to the continued QE program (bond buying) With her pro-stimulus remarks this is driving new hope that we still have some time to go with rates staying low. However we have all seen how quickly and volatile the market can react and change course in an instant.. with that said, the time to get off the fences is now, you cannot time the market!! rates are great, prices are great, leave the gambling for vegas.