USDA stands for United States Department of Agriculture. A USDA Mortgageprovides a low-cost insured home loan that suits a variety of options.A USDA mortgage is the best home loan option if you want to purchasea home with no money down. USDA Home Loans has the lowest monthly private mortgage insurance premiums (PMI), the seller may pay closing costs, and you may be able to borrow additional money for home improvements.

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