Don't be fooled by the large local retail banks. Don't wait two or three months to close your home purchase or refinance loan.  We process, underwrite and fund our loans in house and that gives us the opportunity to CLOSE YOUR HOME LOAN IN 30 DAYS OR LESS!  Rates are at historic lows.  Call us today at 602-688-1339 or submit a secure online application today at http://www.bncnationalbank.com/besquivel/scottsdale