Are you still renting? Do you feel like you are throwing your money away paying off someone elses mortgage? You could be owning your own property for what you are paying in rent. After the mortgage meltdown, housing prices were slashed by 50-75%, while rents stayed the same. For example, we just closed a loan in Los Angeles, where the borrower was paying $1,200 for rent. He purchase a home with 3.5% down ($5,600) on a purchase price of $160,000. His mortgage payment with tax and insurance is less than $1,150. More importantly there are several other reasons to be a homeowner, tax savings, and write offs and the equity built up over time for retirement. If you are thinking of purchasing a home, it is one of the most affordable times in history to become a homeowner. With rates in the 4's and only needing 3.5% down, why wait. We offer immediate pre-approvals and 24-48hr full lender approvals. Please contact us today for your free consultation.

Chris Gummerson

Bay Valley Mortgage Group

714-367-5127 X2267

www.pacbaylending.com