Mortgage rates have declined with the debt ceiling increase and a slowing economy.  Mortgage Backed Securities have rallied and we are again at near all time lows.  current 30 year fixed rate is 4.125% with points and 4.375% with 0 points.  http://www.current-mortgage-rates.net  http://www.mychartermtg.com  http://www.jumbo-mortgage-rates.us  http://www.fha-rates-today.com