Fact or fiction, home owners insurance flood insurance coverage. When a consumer is out looking for home owner's insurance otherwise known as HOI, be sure to ask the lender if the property requires flood insurance. One question that may just save you headache and heartache all in one fail swoop. Most insurance consultants would gladly explain the policies. As more devistational catastrophys are happening in the forefront, many insurance companies are cutting coverage by omitting words and phrases so be careful contact someone you trust.

Tidbits of information that may come in useful!

Happy Hunting.