The Home Affordable Refinance Program (HARP) Allows homeowners to refinance into low mortgage interest rates even if the property has decreased in value.

The Home Affordable Refinance Program provides an option for Home owners to refinance "Under Water Mortgages". A HARP Refinance addresses situations where the homeowner's property value has fallen causing them to no longer qualify under traditional underwriting criteria. Homeowners with a loan owned by Freddie Mac or Fannie Mae have the opportunity to refinance.

For more information regarding this program and to see if you qualify,

Call Christian 801-920-7734 WWW.homeloanxperts.com

E-mail Christian@HomeLoanXperts.com